TERMS AND CONDITIONS

Please read these Terms and Conditions (“Terms”) carefully before using the Crosswords Noble House website (“Website”). These Terms govern your access to and use of the Website, including any content, features, products, or services offered by Crosswords Noble House. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not access or use the Website.

1. Intellectual Property

The Website and its entire contents, features, and functionality, including but not limited to text, graphics, logos, button icons, images, audio clips, video clips, digital downloads, data compilations, and software, are the property of Crosswords Noble House or its content suppliers and are protected by copyright, trademark, and other intellectual property laws. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Website without the prior written consent of Crosswords Noble House.

2. Use of the Website

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Website in any way that violates any applicable law or regulation.
  • Use the Website to engage in any fraudulent, deceptive, or harmful activity.
  • Use the Website to transmit any material that is defamatory, obscene, indecent, abusive, offensive, or otherwise objectionable.
  • Use the Website to transmit any material that infringes upon the intellectual property rights or privacy rights of others.
  • Use the Website to transmit any viruses, worms, malware, or other harmful computer code.
  • Interfere with or disrupt the operation of the Website or the servers or networks connected to the Website.
  • Attempt to gain unauthorized access to any portion of the Website, other user accounts, or any other systems or networks connected to the Website.
  • Engage in any scraping, data mining, or other similar data gathering or extraction methods.

3. Links to Third-Party Websites

The Website may contain links to third-party websites that are not owned or controlled by Crosswords Noble House. These links are provided for your convenience only. Crosswords Noble House has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. By accessing third-party websites through links on the Website, you acknowledge and agree that Crosswords Noble House is not responsible for any damages or losses caused by your use of or reliance on any content, goods, or services available on or through those websites.

4. Limitation of Liability

To the fullest extent permitted by applicable law, Crosswords Noble House, its affiliates, officers, directors, employees, agents, and licensors shall not be liable to you or any third party for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of the Website, even if Crosswords Noble House has been advised of the possibility of such damages. This limitation of liability applies to all claims, whether based on warranty, contract, tort, or any other legal theory.

5. Indentification

You agree to defend, indemnify, and hold harmless Crosswords Noble House, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Website.

6. Termination

Crosswords Noble House may terminate or suspend your access to the Website, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Website will immediately cease.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert applicable jurisdiction]. Any legal suit, action, or proceeding arising out of or relating to these Terms or the Website shall be instituted exclusively in the federal or state courts located in [Insert applicable jurisdiction], and you waive any objection to the venue or jurisdiction of such courts.

8. Severability

If any provision of these Terms is determined to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

9. Entire Agreement

These Terms constitute the entire agreement between you and Crosswords Noble House regarding your use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

10. Changes To The Terms

Crosswords Noble House reserves the right, at its sole discretion, to modify or replace these Terms at any time. Any changes to the Terms will be effective immediately upon posting on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

If you have any questions or concerns regarding these Terms, please contact us at [email protected]

REFUND AND CANCELLATION POLICY

Please read this Refund and Cancellation Policy (“Policy”) carefully before making a purchase or using any services offered by Crosswords Noble House. This Policy governs refunds, cancellations, and related matters. By making a purchase or using our services, you acknowledge and agree to be bound by this Policy. If you do not agree with any part of this Policy, you should refrain from making a purchase or using our services.

1. Refunds

  1. Digital Products: Due to the nature of digital products, all sales of digital products, including e-books, downloadable content, and online courses, are final. We do not offer refunds or exchanges for digital products once they have been purchased or accessed.
  2. Physical Products: If you receive a defective or damaged physical product, you may request a refund or replacement within [Insert number of days] days of receiving the product. Please contact our customer support at [Insert contact information] with your order details and a description of the issue. We may require you to provide photographic evidence of the defect or damage. Once we verify the issue, we will provide you with instructions for returning the product or arrange for a replacement.

2. Cancellation

  1. Services: If you wish to cancel a service provided by Crosswords Noble House, please contact our customer support at [email protected]. The cancellation policy and any applicable fees or charges will depend on the specific service and terms agreed upon at the time of purchase. Please refer to the service agreement or contract for more details. In the event of cancellation, a cancellation fee of $15,000 may apply. b.
  2. Events and Workshops: If you need to cancel your attendance at an event or workshop hosted by Crosswords Noble House, please contact us as soon as possible. The cancellation policy for events and workshops may vary, and any applicable fees or refunds will be outlined in the event registration or ticketing information. Refunds, if eligible, will be processed according to the specified timeline and method. Please note that for certain high-value events or workshops, a cancellation fee of $15,000 may apply in the event of cancellation.

3. Changes To Services Or Events

Crosswords Noble House reserves the right to modify, reschedule, or cancel any services or events at its discretion. In the event of a modification, rescheduling, or cancellation, we will make reasonable efforts to notify affected individuals as soon as possible. If a service or event is canceled by Crosswords Noble House, you may be eligible for a refund or alternative arrangement as determined by us.

4. Exceptions

This Policy does not apply to any services, products, or events specifically governed by separate refund and cancellation policies. In such cases, the applicable policies will prevail.

5. Contact Us

If you have any questions or concerns regarding this Refund and Cancellation Policy, please contact us at [Insert contact information]. Our customer support team will be happy to assist you.

Please read this Refund and Cancellation Policy (“Policy”) carefully before making a purchase or using any services offered by Crosswords Noble House. This Policy governs refunds, cancellations, and related matters. By making a purchase or using our services, you acknowledge and agree to be bound by this Policy. If you do not agree with any part of this Policy, you should refrain from making a purchase or using our services.

PRIVACY POLICY

Effective Date: November 1, 2024

Crosswords Noble House and its affiliated companies (“we” or “Crosswords Noble House”) respect your privacy and are committed to protecting it through compliance with the practices described herein. This Privacy Policy (the “Policy”) describes the types of information we may collect from you, including information gathered through our Website, SMS services, cold calling, emails, and text messages, and outlines our practices for collecting, disclosing, maintaining, and using that information. This Policy also outlines your options regarding how your information is collected, used, and shared.

By using our Website, registering for any of our offerings, or opting in to receive SMS communications, you accept the privacy practices described in this Policy. If you do not agree with this Policy, please refrain from using our Website or SMS services. We may modify this Policy at any time, with updates posted on our Website. Continued use of our services following any changes is your acknowledgment of acceptance.

1. Information We Collect

Information You Provide to Us

When you use our Website or interact with us through calls, emails, or SMS, we may collect information that personally identifies you, such as your name, email address, and phone number. Information is gathered when you:

  • Register with the Website or sign up for SMS notifications.
  • Provide information in response to promotional or informational campaigns.
  • Interact with us through cold calls, emails, or text messages, solely to inform you about our services.

Automatically Collected Information

When you interact with our Website, we automatically collect certain data, such as IP address, device information, browser type, and browsing patterns. This data helps us enhance Website functionality and improve user experience.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies (e.g., pixels) to monitor traffic, personalize content, and enhance user experience. Cookies allow us to deliver a more tailored browsing experience. Users can control cookie preferences through browser settings.

Cold Calls, Cold Emails, and Cold Text Messages

We may use cold calling, cold emails, and, in some cases, cold text messaging to introduce potential customers to our services. During these interactions, we may collect certain information, such as your name, phone number, and email address. This information is gathered solely for the purpose of sharing relevant information about our offerings and is handled according to this Privacy Policy.

Opting Out: If you prefer not to receive cold calls, emails, or text messages from us, you may:

  • Inform us directly during any such interaction, or
  • Contact us at [email protected] to request removal from our contact lists

2. SMS Messaging and Consent

Consent to SMS Communications

By providing your phone number and opting in to receive SMS communications, you consent to receive text messages from Crosswords Noble House. These messages may include updates, promotional offers, or transactional messages related to our services. Message frequency varies based on interactions with us.

Opting Out of SMS Communications

You may opt out of SMS messaging at any time by replying “STOP” to any message you receive from us. You may also contact us at [email protected] to request removal from our messaging list. Opting out of SMS communications does not affect your ability to use other services on our Website.

Data Sharing for SMS Messaging

We may share your phone number with trusted third-party SMS providers solely to deliver text messages on our behalf. These providers are contractually obligated to protect your information and use it only to support our SMS services.

3. Cold Calls, Cold Emails, and Cold Text Messages

We may use cold calling, cold emails, and, in some cases, cold text messaging to introduce potential customers to our services. During these interactions, we may collect certain information, such as your name, phone number, and email address. This information is gathered solely for the purpose of sharing relevant information about our offerings and is handled according to this Privacy Policy.

Opting Out: If you prefer not to receive cold calls, emails, or text messages from us, you may:

  • Inform us directly during any such interaction, or
  • Contact us at [email protected] to request removal from our contact lists

4. How We Use Your Information

We use the information we collect from you to:

  • Present our Website and its contents to you.
  • Provide you with information, products, or services that you request.
  • Deliver SMS messages and other communications that you have opted in to receive.
  • Monitor and enhance Website functionality and user experience.
  • Comply with legal requirements and protect the rights of Crosswords Noble House.

5. Security of Your Information

We implement appropriate security measures to protect your information. All data provided to us is stored on secure servers, and sensitive information (e.g., payment details) is encrypted. While we strive to protect your information, transmission over the Internet is not completely secure, and we cannot guarantee its absolute security.

6. Changes to Our Privacy Policy

We may update this Policy as needed. If material changes are made, we will notify you through our Website and/or via email. The date the policy was last updated is posted at the top of the Policy.

7. Contact Information

For questions about this Privacy Policy or to exercise your rights regarding SMS communications, please contact us at Email: [email protected]

Please note that email communications may not always be secure, so please avoid including sensitive information in your emails to us.