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Please read these Terms and Conditions (“Terms”) carefully before using the Crosswords Noble House website (“Website”). These Terms govern your access to and use of the Website, including any content, features, products, or services offered by Crosswords Noble House. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not access or use the Website.

1. Intellectual Property

The Website and its entire contents, features, and functionality, including but not limited to text, graphics, logos, button icons, images, audio clips, video clips, digital downloads, data compilations, and software, are the property of Crosswords Noble House or its content suppliers and are protected by copyright, trademark, and other intellectual property laws. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Website without the prior written consent of Crosswords Noble House.

2. Use of the Website

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Website in any way that violates any applicable law or regulation.
  • Use the Website to engage in any fraudulent, deceptive, or harmful activity.
  • Use the Website to transmit any material that is defamatory, obscene, indecent, abusive, offensive, or otherwise objectionable.
  • Use the Website to transmit any material that infringes upon the intellectual property rights or privacy rights of others.
  • Use the Website to transmit any viruses, worms, malware, or other harmful computer code.
  • Interfere with or disrupt the operation of the Website or the servers or networks connected to the Website.
  • Attempt to gain unauthorized access to any portion of the Website, other user accounts, or any other systems or networks connected to the Website.
  • Engage in any scraping, data mining, or other similar data gathering or extraction methods.

3. Links to Third-Party Websites

The Website may contain links to third-party websites that are not owned or controlled by Crosswords Noble House. These links are provided for your convenience only. Crosswords Noble House has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. By accessing third-party websites through links on the Website, you acknowledge and agree that Crosswords Noble House is not responsible for any damages or losses caused by your use of or reliance on any content, goods, or services available on or through those websites.

4. Limitation of Liability

To the fullest extent permitted by applicable law, Crosswords Noble House, its affiliates, officers, directors, employees, agents, and licensors shall not be liable to you or any third party for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of the Website, even if Crosswords Noble House has been advised of the possibility of such damages. This limitation of liability applies to all claims, whether based on warranty, contract, tort, or any other legal theory.

5. Indentification

You agree to defend, indemnify, and hold harmless Crosswords Noble House, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website.

6. Termination

Crosswords Noble House may terminate or suspend your access to the Website, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Website will immediately cease.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert applicable jurisdiction]. Any legal suit, action, or proceeding arising out of or relating to these Terms or the Website shall be instituted exclusively in the federal or state courts located in [Insert applicable jurisdiction], and you waive any objection to the venue or jurisdiction of such courts.

8. Severability

If any provision of these Terms is determined to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

9. Entire Agreement

These Terms constitute the entire agreement between you and Crosswords Noble House regarding your use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

10. Changes To The Terms

Crosswords Noble House reserves the right, at its sole discretion, to modify or replace these Terms at any time. Any changes to the Terms will be effective immediately upon posting on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

If you have any questions or concerns regarding these Terms, please contact us at [email protected]


Please read this Refund and Cancellation Policy ("Policy") carefully before making a purchase or using any services offered by Crosswords Noble House. This Policy governs refunds, cancellations, and related matters. By making a purchase or using our services, you acknowledge and agree to be bound by this Policy. If you do not agree with any part of this Policy, you should refrain from making a purchase or using our services.

1. Refunds

  1. Digital Products: Due to the nature of digital products, all sales of digital products, including e-books, downloadable content, and online courses, are final. We do not offer refunds or exchanges for digital products once they have been purchased or accessed.
  2. Physical Products: If you receive a defective or damaged physical product, you may request a refund or replacement within [Insert number of days] days of receiving the product. Please contact our customer support at [Insert contact information] with your order details and a description of the issue. We may require you to provide photographic evidence of the defect or damage. Once we verify the issue, we will provide you with instructions for returning the product or arrange for a replacement.

2. Cancellation

  1. Services: If you wish to cancel a service provided by Crosswords Noble House, please contact our customer support at [email protected]. The cancellation policy and any applicable fees or charges will depend on the specific service and terms agreed upon at the time of purchase. Please refer to the service agreement or contract for more details. In the event of cancellation, a cancellation fee of $15,000 may apply. b.
  2. Events and Workshops: If you need to cancel your attendance at an event or workshop hosted by Crosswords Noble House, please contact us as soon as possible. The cancellation policy for events and workshops may vary, and any applicable fees or refunds will be outlined in the event registration or ticketing information. Refunds, if eligible, will be processed according to the specified timeline and method. Please note that for certain high-value events or workshops, a cancellation fee of $15,000 may apply in the event of cancellation.

3. Changes To Services Or Events

Crosswords Noble House reserves the right to modify, reschedule, or cancel any services or events at its discretion. In the event of a modification, rescheduling, or cancellation, we will make reasonable efforts to notify affected individuals as soon as possible. If a service or event is canceled by Crosswords Noble House, you may be eligible for a refund or alternative arrangement as determined by us.

4. Exceptions

This Policy does not apply to any services, products, or events specifically governed by separate refund and cancellation policies. In such cases, the applicable policies will prevail.

5. Contact Us

If you have any questions or concerns regarding this Refund and Cancellation Policy, please contact us at [Insert contact information]. Our customer support team will be happy to assist you.

Please read this Refund and Cancellation Policy ("Policy") carefully before making a purchase or using any services offered by Crosswords Noble House. This Policy governs refunds, cancellations, and related matters. By making a purchase or using our services, you acknowledge and agree to be bound by this Policy. If you do not agree with any part of this Policy, you should refrain from making a purchase or using our services.


Crosswords Noble House and its related and affiliated companies ("we" or "Crosswords Noble House") respect your privacy and are committed to protecting it through our compliance with the practices described herein. This Privacy Policy (the "Policy") describes the types of information we may collect from you or that you may provide when you visit our website (the "Website") and Crosswords Noble House's practices when collecting, disclosing, maintaining, and using that information. It also describes options you may have regarding collecting, disclosing, and using your personal information when accessing the Website.

By using our Website and/or registering for any of our offerings, you accept the privacy practices described in this Policy and consent to our collection, disclosure, and use of your personal information. If you do not agree with this Policy, do not use our Website. We may modify the terms of this Policy at any time and will post any changes on the Website. Your continued use of the Website following the posting of changes is your acknowledgment of acceptance.

This Policy applies to the information we collect:

  • On this Website.
  • In email, text, and other electronic messages between you and this Website.
  • Through mobile and desktop applications you download from this Website, which provides dedicated non-browser-based interaction between you and this Website.
  • When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this Policy.

It does not apply to information collected by:

  • Us offline or through any other means, including on any other website operated by Crosswords Noble House or any third party (including our affiliates and subsidiaries); or
  • Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website.

On occasion, we may offer special activities, events, programs, or promotions ("Programs") that have unique or additional terms, notices, or consent requirements to explain how the information you provide will be processed in connection with the Programs. You should review those applicable terms, where applicable, before interacting or participating in the Programs.


Our Website is not intended for children under 18 years of age. No one under 18 years of age may provide information to or on the Website or through any of its features, register on the Website, make any purchases, or use any comment features of the Website. If you believe we have information from or about a child under 18, please contact us at [email protected].


What you provide us: When you use our Website, we may collect, use, and share your information in a variety of manners. The type of information we collect may vary based on how it is gathered, which may include, without limitation, the information you voluntarily submit, including when establishing an account or submitting a registration or application, providing your contact information, social media handles, and/or professional information. Additionally, we may collect information shared with us by third parties if such third parties previously received your consent.


We may collect your information (including personally identifiable information) voluntarily provided by you or with your permission. For example, we may ask you for information, such as your email address, when you register with the Website or register for one of our products. You may also provide information to Crosswords Noble House in other contexts, including, for example, on your member profile page, or to enter into a contest or promotion. If you make a purchase from the Website, we may request additional information from you, such as your name, address, telephone number, and credit card information, to complete the purchase. You always have the option not to provide this information. If you choose not to provide the information we request, you may still visit the Website, but you may be unable to access certain options and services. If you provide personal information to us about a third party, such as your friend or colleague, please do so only if you have received permission from that friend or colleague. When you register with the Website or provide information to Crosswords Noble House in any other manner, you agree to provide only true, accurate, current, and complete information.


Automatically collected information from our Website and your Device: We collect information about your visit to and use of the Website, such as your IP address, IP server, device IDs, device type, connection information, geo-location data, search history, browser type and operating system, date and time of access, websites visited, and whether you came to the Website from another website and the address of that website.


We may collect information about you that we receive from other sources such as forms, profiles, surveys, quizzes, or other interactions to help us verify or update your information and to better customize services for you. We may also combine the information we receive from third parties with information we receive on our Website and your other interactions with us.


Cookies and Other Tracking Technologies: Crosswords Noble House and our third parties, such as our advertising and analytics partners, use cookies and other tracking technologies (e.g., web beacons, device identifiers, and pixels) to provide functionality and recognize you across different products, services, and devices.


We use cookies, web beacons, and other similar security technologies to monitor traffic and improve the Website. Our third parties and we may also use these or similar technologies to monitor your use of the Website and interactions with emails from us, as well as other communications to personalize your experience and deliver relevant advertisements for research and marketing purposes, and to better understand your use of online advertisements.

c. How do we use cookies?

  • Where strictly necessary: These cookies and other technologies are necessary to enable the Website and services to provide the features you have requested, such as remembering that you have logged in.
  • For functionality: These cookies and similar technologies remember the choices you make, such as language or search parameters. We use these cookies to provide you with an experience more appropriate to your selections and make your use of the Website more tailored.
  • For performance and analytics: These cookies and similar technologies collect information on how users interact with the Website and to improve how the Website operates. For example, we use Google Analytics cookies to help us understand how visitors arrive at and browse the Website to identify areas for improvement, such as navigation, user experience, and marketing campaigns.
  • Targeting Cookies or Advertising Cookies: These cookies collect information about your browsing habits to make advertising relevant to you and your interests. These cookies remember websites you have visited, and that information is shared with other parties such as advertising technology service providers and advertisers.
  • Social media cookies: These cookies are used when you share information using a social media sharing button or "like" button on our websites, or you link your account or engage with our content on or through a social media site. The social network will record that you have done this. This information may be linked to targeting/advertising activities.
  • How can you opt out?

To opt out of our use of cookies, you can use the Cookies Preferences link at the bottom of our website. You can also instruct your browser by changing its options to stop accepting cookies or prompt you before accepting a cookie from websites you visit. If you do not accept cookies, however, you may not be able to use all aspects of our Website. Crosswords Noble House and our third-party partners also collect information using web beacons (also known as "tracking pixels"). You will not be able to opt out of any cookies or other technologies that are "strictly necessary" for the Website and services. Please note that some parts of this site may be inaccessible or may not function correctly if you disable or refuse cookies.


  • Information You Share with Us: Our Website, where applicable, may allow you to connect and share your actions, content, comments, and other information publicly ("User Contributions"). You may also have the option to connect and share your personal information on third-party applications, services, social media platforms, and websites through "plug-ins," buttons, widgets, and other third-party features on or connected with our Website. You may also share with us the contact information of friends and people in your address book so we can help you inform your friends about special offers and assist with product shipments. Please be mindful of your privacy needs and those of others as you choose whom to connect with, what to share with us and others, and what to make public. We are not responsible for the personal information you make public or share with others using our Website. We are also not responsible for any third-party sharing services or their further actions. You should review their privacy policies to understand their privacy practices.


  • We use information that we collect about you or that you provide to us, including any personal information:
  • To present our Website and its contents to you.
  • To provide you with information, products, or services that you request from us.
  • To fulfill any other purpose for which you provide it.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
  • To notify you about changes to our Website or any products or services we offer or provide through it.
  • To allow you to participate in interactive features on our Website.
  • In any other way, we may describe when you provide the information.
  • For any other purpose with your consent.


We may include applications from third parties on the Website or through the Website, which allows interaction or content sharing by users. Some of these applications provide specific services or content from a third party, such as a Facebook "Share" or "Like" button, and are visible to you when you visit our Website. Your interaction with these programs typically allows the third party to collect information about you through cookies they place on your device and other tracking mechanisms. In some cases, the third party may recognize you through its cookies even when you do not interact with their application. If you choose to log in to your account with or through a social networking service, we and that service may share certain information about you and your activities. We may also share information about your activities, including what you view and purchase on the Website, with a social network, in accordance with your account settings with us or your social networking service, or with your permission. You should review the third parties' respective privacy policies to better understand their data collection practices and controls available to you.


We use the information you make available to us when you interact with our Website or services to provide you with advertising and offers that are more relevant to you. We also use third-party advertising companies to provide advertisements on our Website(s) and other websites about goods and services that may be of interest to you, including advertisements for unaffiliated products and services on our Website. For information about how third parties may access your information, please see the "How We Disclose Your Information" section below. You can learn more about ad-serving companies and the options available to limit their collection and use of your information by visiting the websites of the Network Advertising Initiative and the Digital Advertising Alliance, as well as the webpages for Facebook's ad preferences tool and Facebook's privacy policy.


  • We may disclose aggregated information about our users and information that does not identify any individual without restriction. We may disclose personal information that we collect or you provide as described in this Policy:
  • To our subsidiaries and affiliates.
  • To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
  • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Crosswords Noble House's assets, whether as a going concern, or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Crosswords Noble House about our Website users is among the assets transferred.
  • To third parties to market their products or services to you if you have consented to these disclosures. We contractually require these third parties to keep personal information confidential and use it only for the purposes for which we disclose it to them.
  • To fulfill the purpose for which you provide it.
  • For any other purpose disclosed by us when you provide the information. With your consent.
  • We may also disclose your personal information:
  1. To comply with any court order, law, or legal process, including responding to any government or regulatory request.
  2. To enforce or apply our terms of use, terms of sale, and other agreements, including for billing and collection purposes.
  3. If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Crosswords Noble House, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.


You have choices regarding the personal information you provide to us. If you no longer want to receive marketing-related emails from us on a going-forward basis, you may opt out by following the instructions contained in each email or by contacting us using the contact information provided below. Even after you opt out from receiving marketing-related emails from us, you may still receive transactional messages from us regarding our services. You can control the information collected by cookies. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Website.


We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology.

Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for the circumvention of any privacy settings or security measures contained on the Website.


We may update our privacy policy from time to time. If we make material changes to how we treat our users' personal information, we will post the new privacy policy on this page with a notice that the privacy policy has been updated and notify you by email to the primary email address specified in your account or through a notice on the Website home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you and for periodically visiting our Website and this privacy policy to check for any changes.


To ask questions or comment about this privacy policy and our privacy practices, contact us at: [email protected]

Please note that email communications are not always secure; so please do not include sensitive information in your emails to us.